$698 CRA GST/HST Credit September 2025 – Payment Date, Eligibility and Schedule

Many Canadians eagerly await their GST/HST credit every quarter, as it provides much-needed financial relief for households. The Canada Revenue Agency (CRA) administers this program and ensures payments are made on time. The last payment was issued in July 2025, and the next is scheduled for October 2025.

Because these credits are distributed quarterly—in January, April, July, and October—the upcoming $698 CRA GST/HST Credit September 2025 will not be released in September. Instead, eligible recipients will receive it on October 3, 2025.

If you’ve come across claims about a September payment, those are misleading. Let’s go over the key facts, eligibility criteria, and payment schedule.

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Credit

The GST/HST credit is a tax-free quarterly payment designed to offset the Goods and Services Tax (GST) or Harmonized Sales Tax (HST) paid by low- and moderate-income Canadians. It helps ease the burden of everyday living costs, especially when inflation makes essentials like groceries and utilities more expensive.

For 2025, the maximum annual GST/HST credit has been set at $698, but not everyone receives the same amount. The payment is calculated based on family net income and household size. Those with higher incomes will receive a reduced benefit, and in some cases, may not qualify at all.

The best part is that Canadians don’t have to apply separately for the credit. Once you file your income tax return, the CRA automatically assesses your eligibility and credits the payment directly to your bank account.

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Benefits

Here’s a quick summary of the CRA GST/HST credit details for 2025:

This credit provides steady financial assistance to millions of Canadians, especially families managing rising living costs.

Eligibility

To receive the upcoming October 2025 GST/HST credit, individuals must meet specific criteria:

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• Be a resident of Canada for tax purposes during October 2025
• Be 19 years or older at the time of payment
• If under 19, you must live with a spouse or common-law partner or be a parent living with your child
• File your 2024 income tax return, since CRA uses this information to calculate eligibility
• Ensure that personal information such as marital status, number of children, and address is up to date in your CRA profile

Eligibility is heavily based on net family income. If your income is above the CRA threshold, your payment may be reduced or eliminated.

Application

One of the most convenient aspects of this benefit is that you do not need to apply separately. Instead, CRA relies on your tax return to determine your entitlement. Here are steps to ensure you don’t miss out:

1. File your taxes every year, even if you have little or no income.
2. Update your personal details (marital status, dependents, address) through your CRA My Account.
3. Set up direct deposit with CRA to receive funds faster and avoid delays.
4. Use CRA’s online tools like the benefits calculator to estimate how much you might receive.

By keeping your information current, you ensure the payment goes smoothly without the need for extra paperwork.

Schedule

Here is the official GST/HST credit payment schedule for 2025:

This schedule shows that the CRA does not issue payments in September. The October installment is the last one for the 2025 calendar year.

Factcheck

Some online sources have suggested that Canadians will receive a GST/HST credit in September 2025. This is incorrect. According to the CRA’s official schedule, the payment will be made on October 3, 2025.

What’s important to remember is:

• No extra application is needed. CRA automatically processes payments for all eligible individuals.
• The maximum credit is $698, but your amount depends on your family net income.
• Only those meeting residency and age requirements—and who have filed taxes—will receive the payment.

In short, while the term “September 2025 credit” is being used online, the payment date is officially in October 2025. If you qualify, you can expect your funds to arrive on or shortly after October 3, 2025, directly into your bank account.

FAQs