CRA GST/HST Credit Payment Dates 2025 – Full Schedule, Amounts & Eligibility

The Canada Revenue Agency (CRA) has officially announced the GST/HST credit payment dates for 2025, giving millions of Canadians clarity about when to expect their next tax-free payments.

This credit continues to be a vital form of financial support for low- and modest-income households, helping them manage the rising cost of living and offset sales tax expenses.

For many Canadians, the GST/HST credit is more than just a refund—it’s an essential part of their household budget. Let’s take a closer look at what it is, who qualifies, how much you can receive, and the complete payment schedule for 2025.

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Overview

The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit is a tax-free quarterly benefit paid by the CRA. It’s designed to help individuals and families reduce the burden of federal and provincial sales taxes on everyday purchases like groceries, utilities, and transportation.

Most Canadians don’t need to apply separately—the CRA automatically determines your eligibility when you file your annual income tax return. This is why it’s important to file taxes even if you had little or no income.

Credit

The GST/HST credit exists to balance fairness in the tax system. It ensures that lower-income Canadians are not disproportionately affected by consumption taxes.

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Provinces that have harmonized their sales taxes with the federal GST (such as Ontario, New Brunswick, Newfoundland and Labrador, Nova Scotia, and PEI) also benefit through the HST component.

Recipients receive the payment automatically every three months, and it is completely tax-free, meaning you don’t need to include it in your tax return income.

Dates

For the 2025 benefit year, the CRA has confirmed the following GST/HST credit payment dates:

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Payments typically arrive on the 5th day of the month, but if this falls on a weekend or public holiday, it’s issued on the last business day before.

If your annual GST/HST credit amount is less than $50, the CRA combines all payments into a single lump sum, usually sent in July.

Amounts

The amount you receive in 2025 depends on your 2024 income tax return, which determines your eligibility for the July 2025 to June 2026 cycle.

Here are the maximum credit amounts for that period:

The CRA uses your adjusted family net income to calculate your benefit. The higher your income, the smaller your credit—until it reaches zero. This ensures the credit primarily supports households most in need.

Eligibility

To qualify for the GST/HST credit, you must meet the CRA’s basic requirements:

• Be a Canadian resident for tax purposes both in the month before and the month of the payment.
• Be 19 years or older, or if under 19, you must:
  • Have (or had) a spouse or common-law partner, or
  • Be a parent and live with your child.

Families with children under 19 automatically have those dependents included in their credit calculation. In shared custody cases, the child-related amount may be split between both parents.

Changes

Even after you start receiving payments, your credit amount can change if your income, marital status, or number of dependents changes. The CRA will issue a Notice of Redetermination explaining the reason and new payment amount.

Other factors that may affect your GST/HST credit include:

• Moving to a new province or address.
• Death of a household member.
• Changes in residency or immigration status.

These updates ensure your payments always reflect your current financial and family situation.

Missing

If your payment doesn’t arrive on the scheduled date, don’t panic. The CRA advises waiting at least 10 business days before contacting them, as processing or bank delays can occur.

Here’s what you can do:

• Log in to CRA My Account to verify your payment status.
• Check your banking details and mailing address.
• Call the CRA at 1-800-387-1193 if you still haven’t received your payment after 10 business days.

Lost or missing cheques can be replaced, though you may need to provide some verification details.

Importance

For many Canadians, the GST/HST credit is an essential financial lifeline. It provides steady, predictable support throughout the year, helping households budget better, manage inflation, and maintain stability during economic uncertainty.

By filing taxes on time and keeping information up to date, you can ensure you never miss out on this valuable federal benefit.

FAQs